Terms of Service
These terms govern your use of MedicareMagic and our Medicare plan recommendation services.
Last updated: August 31, 2025
• MedicareMagic is a Medicare plan comparison and recommendation service
• We are not a Medicare plan provider or insurance company
• Final enrollment must be completed through official Medicare channels or insurance companies
• Our recommendations are based on the information you provide and may not cover all available options
By accessing or using MedicareMagic, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our service.
We may update these terms from time to time. Continued use of our service after changes constitutes acceptance of the new terms. We will notify users of significant changes via email or prominent website notice.
What We Provide
- • Personalized Medicare plan recommendations based on your needs
- • Cost estimates and plan comparisons
- • Educational resources about Medicare
- • Enrollment assistance and guidance
- • Ongoing support for plan changes and questions
What We Don't Provide
- • Medical advice or healthcare services
- • Legal advice about Medicare eligibility or benefits
- • Guaranteed enrollment in any specific plan
- • Direct Medicare plan administration or claims processing
Account Information
- • Provide accurate and complete information about your Medicare needs
- • Keep your account information up to date
- • Protect your account credentials and notify us of any unauthorized access
- • Use the service only for lawful purposes
Prohibited Uses
- • Providing false or misleading information
- • Using the service to harm others or violate laws
- • Attempting to access unauthorized areas of our system
- • Interfering with the proper functioning of our service
- • Using automated tools to access our service without permission
Information Accuracy
We strive to provide accurate and up-to-date information about Medicare plans, but plan details, costs, and availability can change. Always verify plan information directly with Medicare.gov or the insurance company before making enrollment decisions.
Cost Estimates
Our cost estimates are based on the information you provide and publicly available plan data. Actual costs may vary based on your specific healthcare usage, plan changes, and other factors. These estimates are for comparison purposes only.
No Guarantee
We cannot guarantee that any specific plan will meet all your needs or that you will qualify for enrollment in any particular plan. Final eligibility and enrollment decisions are made by Medicare and insurance companies.
MedicareMagic may receive compensation from Medicare plan providers when users enroll in plans through our service. This compensation does not affect the cost of your Medicare plan - you pay the same price whether you enroll through us, directly with the insurance company, or through Medicare.gov.
Our recommendations are based on your specific needs and preferences, not on compensation levels. We are committed to showing you the plans that best match your criteria, regardless of our compensation.
MedicareMagic provides information and recommendations on an "as is" basis. We make no warranties about the completeness, accuracy, or reliability of our service. To the fullest extent permitted by law, we disclaim all warranties and limit our liability for any damages arising from your use of our service.
We are not responsible for decisions made based on our recommendations or for any issues with Medicare plans or insurance companies. Users are responsible for verifying all information and making their own informed decisions.
Your use of MedicareMagic is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our service, you consent to our data practices as described in the Privacy Policy.
Your Rights
You may terminate your account at any time by contacting us or using the account deletion feature in your profile. Upon termination, we will delete your personal information as described in our Privacy Policy.
Our Rights
We may suspend or terminate accounts that violate these terms, engage in fraudulent activity, or pose a security risk. We will provide notice when possible, except in cases of immediate security concerns.